Rates
Do you want to earn higher interest on your deposits?
Certificate of Deposit (CD)2
Term
Interest Rate
APY1
Three (3) Month CD
4.40%
4.50%
Six (6) Month CD
4.31%
4.40%
Twelve (12) Month CD
4.16%
4.25%
APYs effective as of
April 6, 2025
.
Products, services, terms and conditions subject to change without notice. Please contact us at (718) 931-9000 for current Interest rates and other products.
1 APY – Annual Percentage Yield.
2 The minimum balance to open and obtain the APY for Certificates of Deposits (CDs) 3 & 6 months is $500. The minimum balance to open and obtain the APY for CDs 12 months is $1,000. Applies to new deposits only (funds previously not within another Ponce Bank or Ponce Bank Direct account). A penalty may be imposed for withdrawals before maturity, and fees may reduce earnings. Offer and rates may change without prior notice. Speak to a representative to learn more.