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Grow Your Savings with a 24 Month* CD

For a limited time, earn a promotional rate of 4.25% APY. For more information, speak to a Ponce Banker today!
Open a CD today!

*24 Month CD Promotion Terms

  • APY- Annual Percentage Yield and CD is Certificate of Deposit.
  • The 4.25% APY on this 24 Month CD is effective as of April 22, 2024. Offer and rates may change without prior notice.

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  • The minimum balance to open and obtain this promotional APY is $1,000.
  • Applies to new deposits only (funds previously not within another Ponce Bank account.)
  • A penalty may be imposed for withdrawals before maturity, and fees may reduce earnings.

Choose Your CD Terms!

Rates
3
Months 4.50% APY*
6
Months 4.40% APY*
12 Months 4.25% APY*
24 Months 4.25% APY*

Open your CD Account Today with PonceBankDirect

PonceBankDirectSM is Ponce Bank’s all digital platform that makes great rates available from your computer, tablet or phone wherever you are!

Apply Now

PonceBankDirectSM works with you!

PonceBankDirectSM shares the heart and the purpose that’s made Ponce Bank a New York City institution with new customers all over the country.
Bank with PonceBankDirectSM and be a part of a revolution that's bringing purpose-led banking to the forefront of our country's financial system.
APYs effective as of
Current Date
 

Please contact us at (718) 931-9000 for current Interest rates and other products.

1 APY – Annual Percentage Yield. The minimum balance to open and obtain the APY for Certificates of Deposits (CDs) 3 & 6 months is $500. The minimum balance to open and obtain the APY for Certificates of Deposits (CDs) 12 & 24 months is $1000. Applies to new deposits only (funds previously not within another Ponce Bank or Ponce Bank Direct account). A penalty may be imposed for withdrawals before maturity on CDs. Fees may reduce earnings. Offer and rates may change without prior notice.

Ponce Bank is a member of the Federal Deposit Insurance Corporation (FDIC), an independent federal agency. Deposits are insured by the FDIC up to $250,000 per account, per depositor, per insured bank, for each account ownership category.