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Get great New York rates wherever you are!

Open a CD with PonceBankDirectSM today and watch your funds go to work helping build strong and vibrant multi-cultural communities.
Open a CD today!

Open your CD Account Today with PonceBankDirectSM

PonceBankDirectSM is Ponce Bank’s all digital platform that makes great rates available from your computer, tablet or phone wherever you are!

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PonceBankDirectSM works with you!

PonceBankDirectSM shares the heart and the purpose that’s made Ponce Bank a New York City institution with new customers all over the country.
Bank with PonceBankDirectSM and be a part of a revolution that's bringing purpose-led banking to the forefront of our country's financial system.
APYs effective as of
Current Date
 

Please contact us at (718) 931-9000 for current Interest rates and other products.

1 APY – Annual Percentage Yield. The minimum balance to open and obtain the APY for Certificates of Deposits (CDs) 3 & 6 months is $500. The minimum balance to open and obtain the APY for Certificates of Deposits (CDs) 12 months is $1000. A penalty may be imposed for withdrawals before maturity on CDs. Fees may reduce earnings. Offer and rates may change without prior notice.

Ponce Bank is a member of the Federal Deposit Insurance Corporation (FDIC), an independent federal agency. Deposits are insured by the FDIC up to $250,000 per account, per depositor, per insured bank, for each account ownership category.

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